The thing about an island-wide disaster is that...  It’s island-wide.  Or in the current case of the U.S. Virgin Islands, territory-wide.  There is not one of the approximately 100,000 permanent residents of St. Thomas, St. Croix and St. John who was not adversely affected by one or the other – or both - of September’s two major hurricanes. Water damage to homes is almost universal.  It lashed through broken windows,...